Why SHONA Capital?

At SHONA Capital, we believe that access to the right financial solutions can transform businesses and communities. Guided by our philosophy of being “More Than Just Capital,” we go beyond traditional financing to provide meaningful support that empowers entrepreneurs to succeed.

We specialize in serving Small and Medium Enterprises (SMEs), the backbone of economic growth. Our approach combines capital with hands-on expertise, ensuring that our clients are not only funded but also equipped to thrive.

Backed by a skilled in-house team and an extensive network of industry experts, SHONA Capital helps SMEs overcome challenges in finance, sales, compliance, and operations.

More than just a financial partner, SHONA Capital is committed to creating lasting impact.

Our Mission

At SHONA Capital, our mission is to empower Small and Medium Enterprises (SMEs) to reach their full potential. We provide flexible, responsible financing paired with practical management support that goes beyond capital. By partnering with clients, industry experts, and communities, we work to remove barriers, strengthen capabilities, and foster long-term, sustainable growth.

Our Vision

Our vision is to become a catalyst for entrepreneurial success and financial inclusion in Zambia. By 2028, SHONA Capital aims to support the growth of at least 500 SMEs across two regions, establish an asset base exceeding ZMW 100 million, and be recognized as a leading institution that drives sustainable entrepreneurship and community impact.

Core Values

We break down barriers to SME growth by offering affordable financing and hands-on management support. Our goal is to help businesses not just survive, but thrive and scale sustainably
Every decision we make is guided by a commitment to long-term impact for our clients, our company, and the communities we serve. We champion practices that ensure growth today while protecting opportunities for tomorrow
We put our clients at the center of everything we do. By leveraging technology and streamlined processes, we deliver fast, reliable financial services that meet client needs with precision and care.
We uphold the highest ethical standards, ensuring transparency, accountability, and honesty in every interaction.

Shareholders

SHONA Capital Zambia Limited's majority shareholder, Kuo Sharper Initiative LLC (KSI), is a purpose-driven company with a mission to accelerate job creation and economic prosperity across Africa.

KSI invests in:

Innovative Technology

To enhance loan processing and strengthen risk management.

Tailored Loan Products

That meet the evolving needs of growing small businesses.

Strategic Investments

In non-bank financial institutions committed to the long-term success of their borrowers.

Through this mission-driven approach, KSI ensures that its investments create measurable impact while supporting sustainable economic growth.

Management & Governance

Our leadership team brings together deep expertise in finance, credit risk, investment, and entrepreneurship. We are guided by strong governance principles built on transparency, accountability, and strict compliance with regulatory requirements.

Sayuri Sharper

Board Member

Mutomboi Mundia

Board Member

Mafipe Chunga

Board Member

Kayinja Mfuni

Board Member & Management

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